{"id":35763,"date":"2024-11-07T12:39:03","date_gmt":"2024-11-07T17:39:03","guid":{"rendered":"https:\/\/www.eng.ufl.edu\/newengineer\/?p=35763"},"modified":"2025-06-11T12:26:17","modified_gmt":"2025-06-11T17:26:17","slug":"united-nations-ratifies-uf-created-framework-to-protect-people-on-cash-apps","status":"publish","type":"post","link":"https:\/\/www.eng.ufl.edu\/news\/featured\/united-nations-ratifies-uf-created-framework-to-protect-people-on-cash-apps\/","title":{"rendered":"United Nations ratifies UF-created framework to protect people on cash apps"},"content":{"rendered":"\n<h6 class=\"wp-block-heading\">UF cybersecurity professor Kevin Butler developed the framework, which spells out guidance for countries to prevent fraud and abuse on mobile cash apps. Cash apps are the prominent form of banking in Africa, South America and Southeast Asia and can leave people vulnerable to losing their life savings.&nbsp;&nbsp;<\/h6>\n\n\n\n<p>As mobile-money services were growing at a rapid clip in the developing world 10 years ago, University of Florida computer scientists and cybersecurity experts Kevin Butler and Patrick Traynor were early sentinels, raising concerns about the lack of security that could lead to real problems for the user.&nbsp;<\/p>\n\n\n\n<p>In a 2014 study, the two professors from UF\u2019s Department of Computer and Information Science and Engineering, <a href=\"https:\/\/www.wsj.com\/articles\/BL-DGB-42999\" target=\"_blank\" rel=\"noreferrer noopener\">uncovered security vulnerabilities<\/a> of mobile cash apps, especially in the Global South, where such technologies were becoming essential in the absence of robust banking systems.&nbsp;<\/p>\n\n\n\n<p>\u201cOur early work uncovered issues of security and privacy when using finance apps,\u201d said Butler, director of the <a href=\"https:\/\/fics.institute.ufl.edu\/\" target=\"_blank\" rel=\"noreferrer noopener\">Florida Institute for Cybersecurity Research<\/a> at UF. \u201cWe showed these apps could be hacked, and the consumer has no recourse. We\u2019re often talking about populations where they have very little money to start with, so any type of hack could wipe them out.\u201d&nbsp;<\/p>\n\n\n\n<p>Fast forward to today, Butler and colleagues developed a comprehensive framework for securing mobile money applications that earlier this year was ratified and endorsed by the <a href=\"https:\/\/www.itu.int\/en\/Pages\/default.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">International Telecommunications Union<\/a>, a United Nations specialized agency, marking a significant step toward safer digital financial transactions worldwide. All United Nations member states voted to endorse these recommendations.<\/p>\n\n\n\n<p><a href=\"https:\/\/news.ufl.edu\/2024\/11\/securing-mobile-money-apps\/\" target=\"_blank\" rel=\"noreferrer noopener\">Read full story on news.ufl.edu<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>UF cybersecurity professor Kevin Butler developed the framework, which spells out guidance for countries to prevent fraud and abuse on mobile cash apps. Cash apps are the prominent form of banking in Africa, South America and Southeast Asia and can leave people vulnerable to losing their life savings.  <\/p>\n","protected":false},"author":2592,"featured_media":35765,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"single-templates\/single-sidebar-none.php","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"featured_post":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[35,49,61,57],"tags":[153,187,201,257,301],"class_list":["post-35763","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured","category-in-the-headlines","category-research-innovation","category-stories","tag-cybersecurity","tag-fics","tag-global-impact","tag-kevin-butler","tag-patrick-traynor"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>United Nations ratifies UF-created framework to protect people on cash apps - News from Herbert Wertheim College of Engineering<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.eng.ufl.edu\/news\/featured\/united-nations-ratifies-uf-created-framework-to-protect-people-on-cash-apps\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"United Nations ratifies UF-created framework to protect people on cash apps - News from Herbert Wertheim College of Engineering\" \/>\n<meta property=\"og:description\" content=\"UF cybersecurity professor Kevin Butler developed the framework, which spells out guidance for countries to prevent fraud and abuse on mobile cash apps. Cash apps are the prominent form of banking in Africa, South America and Southeast Asia and can leave people vulnerable to losing their life savings.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.eng.ufl.edu\/news\/featured\/united-nations-ratifies-uf-created-framework-to-protect-people-on-cash-apps\/\" \/>\n<meta property=\"og:site_name\" content=\"News from Herbert Wertheim College of Engineering\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/UFWertheim\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-07T17:39:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-11T17:26:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.eng.ufl.edu\/news\/wp-content\/uploads\/sites\/249\/2024\/11\/AdobeStock_808841190.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tehranipoor,Maryam\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ufwertheim\" \/>\n<meta name=\"twitter:site\" content=\"@ufwertheim\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tehranipoor,Maryam\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.eng.ufl.edu\\\/news\\\/featured\\\/united-nations-ratifies-uf-created-framework-to-protect-people-on-cash-apps\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.eng.ufl.edu\\\/news\\\/featured\\\/united-nations-ratifies-uf-created-framework-to-protect-people-on-cash-apps\\\/\"},\"author\":{\"name\":\"Tehranipoor,Maryam\",\"@id\":\"https:\\\/\\\/www.eng.ufl.edu\\\/news\\\/#\\\/schema\\\/person\\\/78c848a15749ce5dfed2e25822445bc4\"},\"headline\":\"United Nations ratifies UF-created framework to protect people on cash apps\",\"datePublished\":\"2024-11-07T17:39:03+00:00\",\"dateModified\":\"2025-06-11T17:26:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.eng.ufl.edu\\\/news\\\/featured\\\/united-nations-ratifies-uf-created-framework-to-protect-people-on-cash-apps\\\/\"},\"wordCount\":276,\"publisher\":{\"@id\":\"https:\\\/\\\/www.eng.ufl.edu\\\/news\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.eng.ufl.edu\\\/news\\\/featured\\\/united-nations-ratifies-uf-created-framework-to-protect-people-on-cash-apps\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.eng.ufl.edu\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/249\\\/2024\\\/11\\\/AdobeStock_808841190.jpg\",\"keywords\":[\"cybersecurity\",\"FICS\",\"Global Impact\",\"Kevin Butler\",\"Patrick Traynor\"],\"articleSection\":[\"Featured\",\"In the Headlines\",\"Research &amp; Innovation\",\"Stories\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.eng.ufl.edu\\\/news\\\/featured\\\/united-nations-ratifies-uf-created-framework-to-protect-people-on-cash-apps\\\/\",\"url\":\"https:\\\/\\\/www.eng.ufl.edu\\\/news\\\/featured\\\/united-nations-ratifies-uf-created-framework-to-protect-people-on-cash-apps\\\/\",\"name\":\"United Nations ratifies UF-created framework to protect people on cash apps - 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